Whilst the stock markets and your portfolios may be volatile, the usual story of just ‘stay in your seats’ and do nothing is all we continue to recommend. The reason is simple, trying to time when to buy and when to sell is pure chance and if you ‘get it wrong’, you could be missing out on many dollars of growth. It is ‘time in the market’ that is important, so do not let anyone, even other so-called experts, tell you that picking that next hot stock and timing the market of when to be in and when to be out is a worthwhile exercise. As this slide shows, putting your money is an index fund and letting the market ‘do its thing’, will provide you with a much better outcome than trying to buy and sell and missing out on some of the best investment return days.